YOUR ADDRESS (date) name street city, County, Post Code. REFERENCE: Dear ____ (name): How can we try to persuade you to pay your delinquent account? We have tried many suggestions for extending the payment period, for making the monthly payments smaller, for getting help from lenders, and for at least discussing this matter with us. Now we have exhausted our own resources. We have had to seek help from outside our own Company. We have consulted with our solicitor and he told us that we have several avenues available to us for collecting our money. We are very uncomfortable with the thought of going to court and, therefore, have decided to extend your credit for ___ (amount of time) -- ___ (number of days). To avoid legal action, we must have your cheque for ____ (amount of money) on or before ____, l9__ (date). Yours faithfully,, (name) (title)