T - M A P P (THRIFT MANAGEMENT ANALYSIS PROGRAM PACKAGE) These programs were designed as aids in the management, analysis, and regulation of savings and loan associations. The program package, though it has a real estate lending orientation, is also a useful tool for the management, analysis, and regulation of commercial banks, credit unions, mutual savings banks, and other financial intermediaries. The package, as well as single programs, may also be of use to individual investors and students. All programs (c) Copyright Peter L. Fishback 1988, 1989 PROGRAMS AVAILABLE - January 1988 --------------------------------- MICRO-ANALYSIS Real Estate Development Analyzer An aid in analyzing acquisition, development, and construction loans. Commercial Property Loan Analyzer An aid in analyzing loans for the acquisition of commercial and industrial properties. Residential Property Loan Analyzer An aid in analyzing loans for the acquisition of multi-family housing. Hotel Property Loan Analyzer An aid in analyzing loans for the acquisition of hotels and motels. Apartment Rent-Up An aid in analyzing loans for the construction and operation of multi-family, rental housing. Building Lease-Up An aid in analyzing loans for the construction and operation of commercial properties. Multi-Family Value Calculates the price to pay for apartment buildings by discounting anticipated cash flow to equity. Commercial Property Value Calculates the price to pay for commercial property by discounting anticipated cash flow to equity. Distressed Commercial Property Calculates the price to pay for relatively new, distressed commercial property located in overbuilt areas. Distressed Multi-Family Properpty Calculates the price to pay for relatively new, distressed apartment complexes located in overbuilt areas. Loan Servicing Valuation Calculates the value of loan servicing rights. Crop Production Loan Analysis of agricultural production loans. MACRO-ANALYSIS Net Worth Forecaster Projects total assets, liabilities, and net worth over five years based on anticipated ROA and liability growth. Financial Analysis Package A package of programs for analyzing forwards, options, futures, and interest rate swaps/caps. Also includes a set of programs to aid in asset/liability management. Bank Assistance Calculator Calculates the cost of rescuing failing banks and thrifts. Also shows the effect on operations of a specified amount of assistance. CALCULATORS Loan Pricer Calculates the minimum required yield to cover costs and risk. APR Calculator Calculates APRs for monthly payment loans and computes the permissible disclosure range. Mortgage Loan Yield Calculates yields and prices for mortgage loans under various cash flow scenarios. Also calculates the FMRR (horizon analysis), for different reinvestment interest rates. Duration Calculator Calculates Macauley duration for interest only investments, monthly payment loans, and irregular cash flow investments. Financial Calculator Emulates the typical, handheld financial calculator. The program performs 12 functions (PV, FV, IRR, PMT, etc.). ADC Loan Yield Calculates the anticipated IRR to the lender for acquisition, development and construction loans both with and without profit participation (equity kicker). Stripped Mortgage Securities Yield Calculates price and yield for interest-only and principal-only mortgage strips. Mortgage Gap Analysis Calculates repayments/prepayments of mortgage loans during short and medium term periods. UTILITY PROGRAMS Sequential Data Files Allows creation, modification, and content display of sequential, numeric data files. Statistics Programs for linear regression, multiple regression, parabollic curve fitting, and mean analysis. Audit Sampling Programs for generating random numbers, sample size selection, and estimating reliability of tests. If you wish to become a registered user (full documentation, source code, updates), complete the following registration form and send it, along with the registration fee, to: Peter L. Fishback PO Box 635 Vienna, VA 22183 Should you wish to register for the entire T-MAPP package anytime within 3 years of registering for single programs, registration fees paid may be applied to the package registration fee of $125. Ex: Register for 2 programs today for $20, register for the entire package within 3 years for $105. REGISTRATION FORM Fee Enclosed Complete T-MAPP Package (26 programs), on 33 5.25" disks - $125 $ ________ Individual Programs - $10 each _____________________________________ ________ _____________________________________ ________ _____________________________________ ________ _____________________________________ ________ _____________________________________ ________ _____________________________________ ________ _____________________________________ ________ _____________________________________ ________ _____________________________________ ________ _____________________________________ ________ Total: $ ________ Date ____________ Name ____________________________________ Address ____________________________________ ____________________________________ From which BBS/Shareware Group did you obtain this program? _____________________________________________________