This file contains a brief description of FITT, and instructions
         for printing out the reference manual.

         FITT stands for Federal Income Tax Template.  FITT is a Lotus
         1-2-3 worksheet (or template) that is used to prepare a Federal
         Income Tax Return.  The template is completely menu-driven.  You
         just fill in the blanks, and FITT does the rest.

         FITT contains the following tax forms and schedules:

            Form 1040    - U.S. Individual Income Tax Return
            Form 1116    - Computation of Foreign Tax Credit
            Form 2106    - Employee Business Expenses
            Form 2119    - Sale Of Your Home
            Form 2210    - Underpayment of Estimated Tax
            Form 2441    - Child and Dependent Care Expenses
            Form 3903    - Moving Expenses
            Form 4136    - Computation of Credit for Federal Tax on Fuels
            Form 4137    - Computation of Social Security Tax on Unreported
                                Tip Income
            Form 4562    - Depreciation and Amortization
            Form 4684    - Casualties and Thefts
            Form 4835    - Farm Rental Income and Expenses
            Form 6251    - Alternative Minimum Tax - Individuals
            Form 8396    - Mortgage Interest Credit
            Form 8582    - Passive Activity Loss Limitations
            Form 8615    - Computation of Tax for Children Under Age 14 Who
                                Have Investment Income of More Than $1,000
            Schedule A   - Itemized Deductions
            Schedule B   - Interest and Dividend Income
            Schedule C   - Profit or Loss From Business
            Schedule D   - Capital Gains and Losses
            Schedule D-1 - Continuation Sheet for Schedule D
            Schedule E   - Supplemental Income Schedule
            Schedule F   - Farm Income and Expenses
            Schedule R   - Credit for the Elderly or the Disabled
            Schedule SE  - Social Security Self-Employment Tax

         FITT also contains the following worksheets found within the Form
         1040 instruction package:

            -        Taxable Refunds of State & Local Income Taxes
            -        Social Security Benefits Worksheet
            -        Self-Employed Health Insurance Deduction Worksheet
            -        IRA Worksheets 1 and 2
            -        Schedule SE Worksheet

         The complete reference manual is in file FITT90.DOC.  This is a
         plain ASCII text file that can be printed by entering the
         following DOS command:  TYPE FITT90.DOC>PRN

         The manual makes use of the extended ASCII line drawing characters
         in some of the diagrams.  If your printer requires some settings
         to be changed in order to print these characters, change them
         before printing this file.

         FITT90.DOC has been formatted based on a 66 line page.  The top,
         bottom, left, and right margins should be about 1 inch.  If you
         have a laser printer, be sure to change the page length from 60 to
         66 lines.  On a Hewlett Packard LaserJet series II, this is done
         from the front panel as follows:

            -  Push "ON-LINE" to take the printer off-line

            -  Push "MENU" five (5) times until FORM=060 LINES * is
               displayed.

            -  Push "+" six (6) times until FORM=066 LINES is displayed.

            -  Press "RESET MENU".  The * should appear.

            -  Press "RESET".  The printer will go back on-line.

         The printer is now set for 66 lines per page.  This setting should
         also be in effect when you use FITT to print out the tax forms. 
         The placement of the page breaks is based on 66 lines per page.  A
         60 line page can be used, but the page breaks may split the forms
         in strange places.